Lending for eCommerce became easier and faster

No, what nFinance provides an eCommerce Seller is not a loan. What we provide is an eCommerce invoice factoring service.

In the United States, nFinance is offered on more than 15 distinct eCommerce Big Box retail marketplaces, including Amazon, Walmart, Wayfair, The Home Depot, Houzz, and Macy's. As an online Seller, you must already be selling your goods in the USA eCommerce market space in order to qualify for invoice financing.

Ecommerce Sellers are eligible to register as nFinance sellers if they have been selling on retail big box ecommerce marketplaces for the last six to nine months and are in good standing. Minimum average monthly sales should exceed $5,000.

Yes, a seller can get invoice factoring from nFinance, but they need to have sales data from their performance over the last 6–9 months. As an online merchant, you must already be selling your goods in the USA market in order to qualify for invoice financing.

Through the nFinance Seller Portal, nFinance has all of your Seller-side funding related information listed and updated on a daily basis.

nFinance Seller Portal can be used to view the nFinance's daily invoice factoring services. Through the nFinance Seller Portal, you will be able to see information about Available Funds, Fund transfers, marketplace payments, Support tickets and requests.

We understand there may be a number of refunds due to returns of goods in the marketplaces, which is why we only advance up to 70% of your daily sales value rather than 100%. While refunds are permitted, we make an effort to minimize the number of times you will be required to reimburse us. In this manner, you have a reasonable buffer of 30% to effectively manage the refunds.

Your connection and transaction history may be taken into account when determining whether to raise the current financing percentage limit as long as you continue to maintain a sustainable transaction average over time.